{"texte":{"uid":"PIONANR5L17B1345","legislature":17,"titre":"Plusieurs mesures de justice pour limiter les frais bancaires","titreLong":"proposition de loi portant plusieurs mesures de justice pour limiter les frais bancaires","dateDepot":"2025-04-22","dossierRef":"DLR5L17N51982","auteurs":[{"id":"PA793174","label":"Yannick Monnet","qualite":"auteur"}],"cosignataires":[{"id":"PA794710","label":"Julien Brugerolles"},{"id":"PA796106","label":"Édouard Bénard"},{"id":"PA720838","label":"Soumya Bourouaha"},{"id":"PA795868","label":"Jean-Victor Castor"},{"id":"PA721896","label":"Elsa Faucillon"},{"id":"PA795998","label":"Émeline K/Bidi"},{"id":"PA774962","label":"Karine Lebon"},{"id":"PA335612","label":"Jean-Paul Lecoq"},{"id":"PA796010","label":"Frédéric Maillot"},{"id":"PA842271","label":"Emmanuel Maurel"},{"id":"PA795820","label":"Marcellin Nadeau"},{"id":"PA721270","label":"Stéphane Peu"},{"id":"PA795240","label":"Mereana Reid Arbelot"},{"id":"PA605745","label":"Nicolas Sansu"},{"id":"PA795876","label":"Davy Rimane"},{"id":"PA842299","label":"Emmanuel Tjibaou"}],"cosignatairesCount":16,"type":"Proposition de loi","anUrl":"https://www.assemblee-nationale.fr/17/propositions/pion1345.asp","dispositions":{"exposeMotifs":null,"articles":[],"pdfUrl":"https://www.assemblee-nationale.fr/dyn/17/textes/l17b1345_proposition-loi.pdf","pdfPages":null,"error":"pdf-couverture-seule","carsExtraits":909},"dispositionsVersion":6},"stade":{"cle":"depose","etiquette":"Déposé, non adopté à ce jour","phrase":"Ce texte a été déposé le 22 avril 2025. Il n'a pas été adopté à ce jour : ce n'est pas la loi.","garde":"Ce résumé décrit ce que le texte propose. Ce n'est pas le droit en vigueur."},"linkedScrutins":[{"id":"VTANR5L17V2275","titre":"l'amendement de suppression n° 22 de M. Labaronne à l'article 2 de la proposition de loi portant plusieurs mesures pour limiter les frais bancaires (première lecture).","date":"2025-06-05","sortCode":"rejeté","pour":8,"contre":28,"abstention":1}],"hasEnjeu":false,"hasDisp":false,"hasVotes":true,"hasOu":true,"themeLabels":{},"themesTexte":[],"nAmdtDeposes":69,"amdtIdx":{"dossierRef":"DLR5L17N51982","leg":17,"counts":{"total":69,"Non soutenu":6,"Rejeté":12,"A discuter":26,"Irrecevable 40":1,"Tombé":3,"Retiré":9,"Adopté":12},"stades":{"commission":32,"seance":37},"organes":[{"prefixe":"AN","label":"Séance publique"},{"prefixe":"CION_FIN","label":"Commission des finances"}],"textes":[{"ref":"PIONANR5L17BTC1476","n":37},{"ref":"PIONANR5L17B1345","n":32}],"byGroupe":[{"groupeId":"DR","code":"DR","couleur":"#8CB0DC","n":19,"adoptes":0},{"groupeId":"RN","code":"RN","couleur":"#313567","n":18,"adoptes":0},{"groupeId":"EPR","code":"EPR","couleur":"#7B4591","n":11,"adoptes":0},{"groupeId":"GDR","code":"GDR","couleur":"#830E21","n":11,"adoptes":9},{"groupeId":"LFI","code":"LFI","couleur":"#C00D0D","n":6,"adoptes":3},{"groupeId":"DEM","code":"DEM","couleur":"#F07E26","n":4,"adoptes":0}],"divisions":[{"key":"art-premier","label":"ART. 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Jean-Philippe Tanguy","gc":"RN","gk":"#313567","t":"Rédiger ainsi cet article :\n« L’article L. 312-1-3 du code monétaire et financier est ainsi modifié :\n« 1° Le premier alinéa est…"},{"u":"AMANR5L17PO59048B1345P0D1N000005","n":"CF5","no":"5","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Carlos Martens Bilongo","gc":"LFI","gk":"#C00D0D","t":"À l’alinéa 3, substituer aux mots :\n« n’agissant pas pour des besoins professionnels »\nles mots :\n« , une association à but non…"},{"u":"AMANR5L17PO59048B1345P0D1N000006","n":"CF6","no":"6","ex":"CION_FIN","st":"Tombé","et":"Discuté","se":"Tombé","an":"M. Carlos Martens Bilongo","gc":"LFI","gk":"#C00D0D","t":"À l’alinéa 3, après le mot :\n« professionnels »,\ninsérer les mots :\n« ou d’une association à but non lucratif »."},{"u":"AMANR5L17PO59048B1345P0D1N000007","n":"CF7","no":"7","ex":"CION_FIN","st":"Tombé","et":"Discuté","se":"Tombé","an":"M. 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Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000015","n":"15","no":"15","ex":"AN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. Daniel Labaronne","gc":"EPR","gk":"#7B4591","t":"Supprimer cet article."},{"u":"AMANR5L17PO59048B1345P0D1N000018","n":"CF18","no":"18","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"À l’alinéa 3, substituer aux mots :\n« supplémentaire tels que définis par la loi, le règlement ou créé par l’établissement de…"},{"u":"AMANR5L17PO59048B1345P0D1N000022","n":"CF22","no":"22","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"À l’alinéa 3, substituer aux mots :\n« d’un »\nles mots :\n« sur le »."},{"u":"AMANR5L17PO59048B1345P0D1N000023","n":"CF23","no":"23","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"À l’alinéa 3, substituer aux mots :\n« cas prévus »\nles mots :\n« dans le cas prévu »."},{"u":"AMANR5L17PO59048B1345P0D1N000024","n":"CF24","no":"24","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"Après le mot :\n« supplémentaire »,\nsupprimer la fin de l’alinéa 3."},{"u":"AMANR5L17PO59048B1345P0D1N000025","n":"CF25","no":"25","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"À l’alinéa 3, substituer au mot :\n« supplémentaire »\nle mot :\n« supplémentaires »."},{"u":"AMANR5L17PO59048B1345P0D1N000026","n":"CF26","no":"26","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"À l’alinéa 9, substituer aux mots :\n« dont le plafond est fixé »\nles mots :\n« dans la limite d’un montant fixé »."},{"u":"AMANR5L17PO838901BTC1476P0D1N000027","n":"27","no":"27","ex":"AN","st":"Non soutenu","et":"Discuté","se":"Non soutenu","an":"M. Antoine Vermorel-Marques","gc":"DR","gk":"#8CB0DC","t":"Compléter cet article par l’alinéa suivant :\n« II. - Les dispositions du présent article ne s’appliquent pas aux…"},{"u":"AMANR5L17PO59048B1345P0D1N000028","n":"CF28","no":"28","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"I. - Rédiger ainsi l’alinéa 12 :\n« 6° À l’avant-dernier alinéa de l’article L. 133-21, après le mot :\n« « recouvrement »,\n«…"},{"u":"AMANR5L17PO838901BTC1476P0D1N000031","n":"31","no":"31","ex":"AN","st":"Non soutenu","et":"Discuté","se":"Non soutenu","an":"M. 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Jean-Philippe Tanguy","gc":"RN","gk":"#313567","t":"Supprimer cet article."},{"u":"AMANR5L17PO59048B1345P0D1N000015","n":"CF15","no":"15","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000018","n":"18","no":"18","ex":"AN","et":"A discuter","an":"M. Daniel Labaronne","gc":"EPR","gk":"#7B4591","t":"Compléter l’alinéa 2 par les mots :\n« pris après avis du Comité consultatif de la législation et de la réglementation financières…"},{"u":"AMANR5L17PO59048B1345P0D1N000019","n":"CF19","no":"19","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Rédiger ainsi cet article :\nI. - L’article L. 162-1 du code des procédures civiles d’exécution est complété par un alinéa ainsi…"},{"u":"AMANR5L17PO838901BTC1476P0D1N000022","n":"22","no":"22","ex":"AN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. Daniel Labaronne","gc":"EPR","gk":"#7B4591","t":"Supprimer cet article.","sid":"VTANR5L17V2275"},{"u":"AMANR5L17PO838901BTC1476P0D1N000023","n":"23","no":"23","ex":"AN","st":"Non soutenu","et":"Discuté","se":"Non soutenu","an":"M. Antoine Vermorel-Marques","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO59048B1345P0D1N000029","n":"CF29","no":"29","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"I. - À l’alinéa 4, à leur première occurrence, substituer aux mots :\n« d’ »\nles mots :\n« d’une ».\nII. - Au même alinéa…"},{"u":"AMANR5L17PO838901BTC1476P0D1N000032","n":"32","no":"32","ex":"AN","st":"Non soutenu","et":"Discuté","se":"Non soutenu","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO59048B1345P0D1N000034","n":"CF34","no":"34","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"I. - Rédiger ainsi l’alinéa 2 :\n« Le montant des frais bancaires afférents à la saisie-attribution perçu par les établissements…"}],"art-3":[{"u":"AMANR5L17PO59048B1345P0D1N000003","n":"CF3","no":"3","ex":"CION_FIN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. 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Bruno Clavet","gc":"RN","gk":"#313567","t":"À l’alinéa 2, après le mot :\n« frais »,\ninsérer les mots :\n« par opération, par mois et par année civile, »."},{"u":"AMANR5L17PO838901BTC1476P0D1N000010","n":"10","no":"10","ex":"AN","et":"A discuter","an":"M. Bruno Clavet","gc":"RN","gk":"#313567","t":"À l’alinéa 2, après le mot :\n« frais »,\ninsérer les mots :\n« , lesquels doivent être présentés en une ligne unique sur le relevé…"},{"u":"AMANR5L17PO59048B1345P0D1N000016","n":"CF16","no":"16","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000016","n":"16","no":"16","ex":"AN","et":"A discuter","an":"M. Daniel Labaronne","gc":"EPR","gk":"#7B4591","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000019","n":"19","no":"19","ex":"AN","et":"A discuter","an":"M. Daniel Labaronne","gc":"EPR","gk":"#7B4591","t":"Compléter l’alinéa 2 par les mots :\n« pris après avis du Comité consultatif de la législation et de la réglementation financières…"},{"u":"AMANR5L17PO59048B1345P0D1N000020","n":"CF20","no":"20","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Compléter l’alinéa 2 par les mots :\n« Le décret précise les catégories de frais faisant l’objet d’un encadrement, à l’exclusion…"},{"u":"AMANR5L17PO838901BTC1476P0D1N000024","n":"24","no":"24","ex":"AN","et":"A discuter","an":"M. Antoine Vermorel-Marques","gc":"DR","gk":"#8CB0DC","t":"À l’alinéa 2, après le mot :\n« professionnels »,\ninsérer les mots :\n« et se trouvant en situation de surendettement ou de…"},{"u":"AMANR5L17PO59048B1345P0D1N000030","n":"CF30","no":"30","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Yannick Monnet","gc":"GDR","gk":"#830E21","t":"I. - À l’alinéa 2, supprimer les mots :\n« Gouvernement fixe, par décret, le ».\nII. - Au même alinéa, supprimer les mots :\n«…"},{"u":"AMANR5L17PO838901BTC1476P0D1N000033","n":"33","no":"33","ex":"AN","et":"A discuter","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000036","n":"36","no":"36","ex":"AN","et":"A discuter","an":"M. Jean-Paul Mattei","gc":"DEM","gk":"#F07E26","t":"Supprimer cet article."}],"apres-art-3":[{"u":"AMANR5L17PO838901BTC1476P0D1N000007","n":"7","no":"7","ex":"AN","et":"A discuter","an":"M. Bruno Clavet","gc":"RN","gk":"#313567","t":"Après l’article L. 312-1-2-1 du code monétaire et financier, tel qu’il résulte de l’article 3 de la présente loi, il est inséré…"},{"u":"AMANR5L17PO59048B1345P0D1N000013","n":"CF13","no":"13","ex":"CION_FIN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. Matthias Renault","gc":"RN","gk":"#313567","t":"Après l’article L. 312-1-2 du code monétaire et financier, il est inséré un article L. 312-1-2-1 ainsi rédigé :\n« Art. L.…"}],"art-4":[{"u":"AMANR5L17PO838901BTC1476P0D1N000004","n":"4","no":"4","ex":"AN","et":"A discuter","an":"M. Anthony Boulogne","gc":"RN","gk":"#313567","t":"I. - À la fin de l’alinéa 2, substituer aux mots :\n« d’un montant compris entre 100 % et 200 % du surplus de frais facturés »\nles…"},{"u":"AMANR5L17PO59048B1345P0D1N000009","n":"CF9","no":"9","ex":"CION_FIN","st":"Adopté","et":"Discuté","se":"Adopté","an":"M. Carlos Martens Bilongo","gc":"LFI","gk":"#C00D0D","t":"À l’alinéa 2, substituer aux mots :\n« 100 % »\nles mots :\n« un montant compris entre 100 % et 200 % »."},{"u":"AMANR5L17PO59048B1345P0D1N000010","n":"CF10","no":"10","ex":"CION_FIN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. Carlos Martens Bilongo","gc":"LFI","gk":"#C00D0D","t":"Compléter cet article par l’alinéa suivant :\n« En cas de récidive, l’établissement de crédit est passible d’une amende dont le…"},{"u":"AMANR5L17PO59048B1345P0D1N000012","n":"CF12","no":"12","ex":"CION_FIN","st":"Rejeté","et":"Discuté","se":"Rejeté","an":"M. Anthony Boulogne","gc":"RN","gk":"#313567","t":"I. - Après le mot :\n« amende »,\nrédiger ainsi la fin de l’alinéa 2 :\n« dont le montant ne peut excéder 15 000 euros. »\nII. -…"},{"u":"AMANR5L17PO59048B1345P0D1N000017","n":"CF17","no":"17","ex":"CION_FIN","et":"Retiré","se":"Retiré après publication","an":"M. Jean-Didier Berger","gc":"DR","gk":"#8CB0DC","t":"Supprimer cet article."},{"u":"AMANR5L17PO838901BTC1476P0D1N000017","n":"17","no":"17","ex":"AN","et":"A discuter","an":"M. 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